ARC Raiders Update 1.45.0 Sets an October 8 Deadline to Spend Your Cred

ARC Raiders update 1.45.0 went live on 8 September across PS5, Xbox Series X and Series S, Steam, the Epic Games Store and GeForce Now, and it puts a hard date on the currency sitting in your account: Cred stops working on 8 October. Embark Studios is retiring Cred entirely when the Frozen Trail update lands that day, so anything you have not spent by then is gone.

This is also the last full Live Update before Frozen Trail. The studio says a smaller patch is still planned before 8 October, but no further major content drop is coming until the season arrives. The game needs a restart to pick up the build; PS5 owners see it in their download queue as patch 1.000.055.

What the ARC Raiders update 1.45.0 Cred deadline actually means

Cred remains fully usable until 8 October. Embark's instruction is to spend it with Shani or clear out whatever Raider Deck rewards you still have unclaimed, because the balance itself does not convert into anything when Frozen Trail replaces it.

Rewards you have already claimed are safe. Those carry over automatically into the new system, which the studio describes as more expansive than the Raider Deck it replaces. What has not been detailed is how that new system earns out — Embark has not published its structure, its rates, or whether a replacement currency exists at all. Treat anything beyond "Cred expires on 8 October" as unannounced.

Expedition 5, the Hornet Hunter set and community rubber ducks

The fifth Expedition is now running. It arrives alongside a new Raider Project, Ascending the Mountain, in which you help Apollo work through experimental schematics to chase phantom ARC signals coming from outside the Tube system's range.

Cosmetics get the Hornet Hunter set. Three community-designed rubber ducks — credited to gekko.rar, im_AshCheeks and nassguhl — can now be placed in your Raider Den at Bird City. The Boonie outfit is a week out; Embark has it dated for 15 September rather than today.

The gameplay changes worth knowing before your next raid

Expeditions no longer wipe your quest progress on their own. You now choose whether to reset quests when you leave, which is the change most likely to alter how you plan a run.

• A new severe over-encumbrance tier drops you to walking pace and cuts off sprinting and jumping entirely
• Quick item cycling can be rebound separately from the quick-use wheel
• Weapon sway reduced on the Aphelion
• Landing on a moving surface now makes you move with it instead of sliding off
• Matriarch stomp damage no longer passes through cover

If you play on a pad, the separate cycling bind is worth setting up before you queue — our round-up of Android games with proper gamepad support covers the same remapping habits on mobile hardware.

Crash fixes, and the bugs Embark still has open

The PS5 session-startup crash is fixed, as is a crash triggered by rapid key presses and a bug that blocked squad members who signed out and rejoined. Audio got two fixes: the Equalizer no longer fires its sound while holstering, and voice chat works with Raider Voice enabled.

Xbox Series S crashes are still listed under known issues. That is the same entry that was open in update 1.42.0 three weeks ago, and Embark has not put a fix date on it. Series S stability has been a recurring line item in shooter patch notes this year — Battlefield 6's 1.4.2.5 patch shipped a Series S freeze fix on the same console.

PC players hitting crashes after Windows Update KB5121003 are also unresolved; Embark points to a workaround on its Discord rather than a code fix. Epic Games Store users losing keyboard input should disable the Epic overlay. The Phantom Targets project part two is still unavailable for some accounts, with compensation described as pending but not quantified.

The rest of the open list is cosmetic or environmental: clipping on the Triumph, Reaver and Azimuth outfits, Shredders floating at ceiling height, Leapers phasing through ARC Turbines, shot registration problems while riding an ARC, and flashlight beams passing through certain doors. Live-service patch cycles like this one — the same rhythm behind Helldivers 2's 7.0.1 crash fixes — tend to clear the crashes first and the visual bugs last.

The engine jump under the hood

Update 1.45.0 moves ARC Raiders from Unreal Engine 5.3 to 5.7. Embark has not published before-and-after performance figures, and the patch notes do not promise a frame rate change on any platform. What an engine bump of that size usually means in practice is that the first week after the update is where new stability reports surface, which is worth remembering if something breaks for you that was fine yesterday.